Will Home Equity Loan Rates Go Down In 2025 Reddit. Don’t buy if you don’t have to, unless you’re investing for cash flow. Learn how federal reserve policies, economic trends, and market demand influence heloc rates.
If rates go down you’ll just see higher prices. Bankrate chief financial analyst greg mcbride, cfa, forecasts that heloc rates will continue to decline in 2025, averaging 7.25 percent, their lowest level in three years.